Financing Options

Flexible Financing Options

 

We’re here to make your shopping experience easier and more affordable with Klarna and Shop Pay Installments. These flexible financing options allow you to split your payments into manageable plans, so you can get what you need today without the financial stress.


Pay Over Time with Klarna

 

Shop now and pay later with Klarna! Klarna offers flexible financing options to fit your needs, from short-term plans to extended payments.

  • Flexible Payment Plans: Choose from plans ranging from 3 to 24 months—or even up to 36 months for larger purchases.
  • Instant Soft Credit Check: Klarna performs a soft credit check to determine the financing options available to you, with no impact on your credit score.
  • Transparent Terms: Klarna provides clear and upfront details about your payment schedule and any applicable interest rates, so you know exactly what to expect.

How it Works:

  1. Add your items to the cart.
  2. Select Klarna at checkout.
  3. Complete the quick application with a soft credit check.
  4. Choose your preferred payment plan and confirm your order.

Learn more about Klarna financing here.

 


 

Split Payments with Shop Pay Installments

 

 

Shop Pay Installments gives you flexible options to spread the cost of your purchase, including short-term and long-term payment plans.

  • Payment Plans: Choose between:
    • 4 biweekly payments with 0% APR.
    • Monthly payments ranging from 3 to 24 months with rates from 0% APR to 36% APR (subject to eligibility).
  • Instant Soft Credit Check: Shop Pay Installments uses a soft credit check to determine your eligibility and available payment plans, with no impact on your credit score.
  • No Late Fees: Enjoy peace of mind with no penalties for missed payments.

How it Works:

  1. Add your items to the cart.
  2. Select Shop Pay at checkout.
  3. Choose your preferred installment plan after a soft credit check.
  4. Pay your first installment at checkout, and the remaining payments are automatically charged to your saved card.

FAQs:

  • What happens if I return a product? Refunds will be applied to your remaining balance. Any excess will be refunded to your original payment method.

  • Which payment methods are accepted? You can use debit or credit cards for most installment options. Monthly plans require a debit card.

Learn more about Shop Pay Installments here.

 

 



Why Choose Financing?

  • Soft Credit Checks Only: Neither Klarna nor Shop Pay will perform a hard credit check, so your credit score won’t be affected.
  • Customizable Payment Plans: Choose the length of your payment plan to fit your budget—whether it’s 4 biweekly payments or up to 24 months.
  • Stress-Free Payments: No hidden fees and no late payment penalties mean you can focus on enjoying your purchase.

Ready to Shop?

With Klarna and Shop Pay Installments, your dream purchase is now within reach. Flexible, transparent, and tailored to your needs.

Start Shopping Now